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Phil brings diverse lending, real estate development and real estate brokerage experience to the Texas business community. A Texas native, Phil was born in El Paso, TX at Fort Bliss military base. Phil grew up in San Antonio and obtained a bachelor’s degree from Texas Tech University. For over 25 years, Phil held multiple positions within national banks like California Federal Bank and Bank of America specializing in collections, loan origination, financial marketing, REO liquidation and portfolio managment. Phil has years of experience in sales, executive management, development of single family site built and manufactured home communities throughout the state of Texas. Phil is a third-generation licensed real estate broker, land developer, owner of Essex Properties, and Phil has been recognized as one of the top 10 realtors in San Antonio and is a Platinum Top 50 Realtor award winner. Phil holds industry membership positions with the San Antonio and Austin Board of Realtors, NorthTexas Boards of Realtors Texas Association of Realtors, and The National Association of Realtors. Phil has consulted, developed, managed, and successfully exited numerous single family subdivision projects throughout the State. Phil’s developments span 1 to 1,000 acres in size and have produced over 100 million in gross sales revenue with zero failures. Phil partners with large banks, corporate & private investors to liquidate asset properties throughout south Texas.


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